CONSUMER NOTICE

Shorter-term loans from third-party lenders are not meant to be long-term financial solutions; rather, they are meant to address immediate financial requirements. Consumers who have credit problems or who face debt should seek professional debt and credit counseling. Consumers are encouraged to learn of the risks involved with taking out shorter-duration loans, loan alternatives that may be more suitable for your financial needs and situation, and any local and state laws around shorter-duration loans in your state. If you accept the terms and conditions for a loan offer, you agree to repay the loan principal and finance charges according to the payment schedule detailed in the documents provided to you by your lender. We strongly encourage you to thoroughly read all loan agreements provided to you. If you miss a payment or make a late payment, additional fees or charges may apply. This website does not control the amount of fees or charges you may owe for nonpayment, late payment, or partial payment. Ask your lender for more information.

NOT A LENDER NOTICE

The owner of this website and the services it offers is not a lender, creditor, broker, does not issue loan offers, and does not evaluate credit. We have no authority over the lenders or lending partners in our network and are not a representative or agency of any lender. A loan request submitted through this website is not the same as a loan application. We cannot assure that you will be granted a loan with a shorter term. Some lenders may demand that you fax them your documents. You might occasionally need to finish your loan request process in person at a retail or branch location. If you have any queries or concerns regarding your loan, kindly get in touch with your lender.

PAID BY LENDERS, LENDING PARTNERS, NETWORKS, OR OTHER MARKETERS

This website provides a free service that aims to connect consumers with lenders. Submitting a loan request allows us to connect you to third-party lenders, lending partners, other networks and marketers, and these parties pay us if they offer you a loan or if a lender within their network is able to offer you a loan. If you receive a loan offer, it is likely from the highest bidder and not from the lender who is able to offer you the best loan terms.

CREDIT IMPLICATIONS

Some third-party lenders may conduct credit checks with credit bureaus or obtain consumer reports through alternative providers to determine your eligibility for a loan. By submitting your information to us, you agree to allow us to share your information with those in our network and to allow those in our network to verify your information and check your credit. You are not obligated to contract with any third-party lender or party within our network.

AVAILABILITY

This website’s service is not available in all states. Residents of certain states, including, but not limited to Arkansas, New York, West Virginia, and California are not eligible to use this website or its service. We reserve the right to change the availability of our service at any time without notice. If you request a loan in a state where such loans or loan products are prohibited, or where this website does not have an available lender or lending partner, you will not be connected to a lender or lending partner. Please familiarize yourself with your state’s regulations pertaining to shorter-duration loans. In using our services, it’s possible that you may be connected with a tribal lender. Please be aware, tribal lenders are subject to tribal law and particular federal laws, which govern its loans and related agreements, but are exempt from abiding by state law. Please fully read and understand the terms of any loan offered by any lender. Do not agree to a shorter-duration loan offer that includes terms you do not agree to, or that you are unable to repay.